Moving to Canada requires money, not only do you need money for logistics, but you also need to prove to the Canadian authorities that you have enough money to sustain yourself and whoever is coming with you (to Canada) throughout your stay.
Immigration, Refugees and Citizenship Canada requires anyone entering the country to provide proof that they have enough money to sustain themselves throughout their stay in the country.
If you are coming with someone (family member, colleague, or friend), you also need to provide proof that you have enough money to cater for yourself and the person while in Canada.
But what if you don’t have this money but still desire to move to Canada?
Can you move to Canada with no money?
There are a few ways you can move to Canada without having to provide evidence that you have enough money to support yourself there, and these are the only ways you can move to Canada with no money.
If you are moving to Canada by invitation, through the Canadian Experience Class, through a fully funded scholarship, as a live-in caregiver, through spousal sponsorship, under trade agreements with Canada, if you’re using the International Experience Canada program, as a refuge, a visitor visa, a child to a permanent resident or citizen, or if you have a job offer, you do not need proof of funds.
Generally, these options have their separate requirements and you need to meet the individual requirements if you must be allowed into Canada.
In addition, depending on your program, you may have to pay other fees like government fees, medical assessments, language test exams, and educational credentials assessments for students.
In every step, you may have to pay, unfortunately, but it will be cheaper than when providing proof of funds required by Immigration, Refugees, and Citizenship Canada.
How to move to Canada with no money
There are different ways you can move to Canada without the need for proof of funds, which means you don’t need money to move to Canada following these routes since proof of funds means you need money.
If you move to Canada on an invitation
One of the ways you can move to Canada with no money is by invitation.
You can be invited into Canada by the Canadian authorities if you have ties (political or economic) with the government.
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You can also be invited if you are representing an organization, government body, or agency.
A politician from a country that has a beneficial political relationship with Canada can be invited to Canada and stay as long as the tie with Canada lasts.
In this case, no regulations are guiding your stay in Canada as long as the purpose of your stay remains valid.
A representative of an agency (that has ties with Canada) can also enjoy this privilege as long as there is a valid reason for them to move to Canada.
Job offer from a Canadian employer
This is another way to move to Canada with no money. If you have a job offer from a Canadian employer and have been granted permission to work in Canada.
You won’t need proof of funds to come to Canada through the Express Entry system, which allows people to move to Canada if they have a job offer from a Canadian employer.
In this situation, you must upload a letter confirming that you have a genuine job offer from a Canadian employer. The letter will bear details of the job.
If you have a job offer from a Canadian employer, you can apply for a work visa through the Express Entry system and move to Canada with no money.
Moving to Canada under this circumstance isn’t as easy as it sounds due to the strict regulations surrounding it.
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It might be challenging to find a Canadian employer ready to hire someone who isn’t in the country.
Canadian employers are hardly ready to employ someone who is currently residing in another country.
Unless in a situation they do not have another easier option, it is easier to employ you if you are already in Canada for obvious reasons.
But If it is successful (if you get a Canadian employer to employ you while you are outside Canada), you won’t need to show proof of finances to enter Canada, so it’s still a decision to think about.
Hard to do doesn’t equate to impossible.
If you are sponsored to move to Canada by your spouse.
If your spouse or partner is a resident of Canada (a permanent resident or a citizen) they can sponsor you to permanently move to Canada.
However, this is only possible if your relationship with your spouse is valid, you need to provide proof that you are “currently” in a valid relationship with your spouse.
Spouse sponsorship is only acceptable when there is a genuine connection; fake unions and relationships are not encouraged by the authorities.
Therefore, before using this strategy to immigrate to Canada with no money, you must thoroughly demonstrate the veracity of your relationship.
To be sponsored to Canada by your spouse, you’ll need to fill out an application and submit it to Immigration, Refugees, and Citizenship Canada (IRCC).
Once your application is received, an immigration officer will review it and decide whether or not you meet the requirements to be sponsored.
If you do, you’ll be asked to provide additional information, such as proof of your relationship with your spouse.
This information has to be confirmed “valid” before your application will be approved.
If you are moving to Canada through the Canadian Experience Class
The CEC is a program that allows foreign workers with Canadian work experience to apply for permanent residency.
To be eligible, you must have at least one year of full-time (or equivalent) work experience in Canada in a skilled occupation in the last three years.
As a result, only those who have been given temporary residency and work authorization in Canada in the past and were successful in finding employment are eligible for this choice.
The CEC is a great option for foreign nationals who want to live and work in Canada permanently, as it allows you to transfer your skills and work experience to the Canadian labor market.
Plus, if you have already been working in Canada, you’ll likely find the transition to living in Canada much easier than if you were to immigrate from another country.
If you move to Canada on a fully funded scholarship
If you are a student on a fully funded scholarship, you don’t need to present proof of funds before you are allowed into Canada.
The scholarship body will cater for all your expenses therefore, you are not required by the authority to present any proof that you have enough funds to sustain yourself through your stay in Canada.
If you have a fully funded scholarship, you can come to Canada to study without having to worry about proof of funds.
Your tuition, accommodation, and other expenses will be paid by the scholarship body.
In this case, you’ll need a letter from the organization that granted you the scholarship confirming that you are on a fully funded scholarship.
This letter will serve as your proof of funds.
Of course, you may need to have some money to cover your other living expenses, like food, clothing, and transportation.
But if you are careful with your spending, you can make it work with a limited budget.
If you move to Canada as a live-in caregiver
You can move to Canada without proof of funds if you are moving as a live-in caregiver.
The Live-in Caregiver Program (LCP) allows qualified individuals to come to Canada to provide care for children, elderly persons, or persons with disabilities in private homes without having to obtain a working visa.
To qualify for the program, you must have a signed contract with a Canadian employer, and you must have completed a medical examination and police clearance check.
This process is one of the easiest ways to move to Canada with no money.
You only need an employment offer, six months of training, or one year of experience as a caregiver to obtain a work permit.
If you are from a country under trade agreements with Canada
If you are from a country that has a trade agreement with Canada, you may be able to move to Canada without providing proof of funds.
This is because trade agreements between Canada and these countries allow for the free flow of goods and services, and this includes the movement of people.
Trade agreements between Canada and other countries make it easier for people from those countries to move to Canada for work or study.
Citizens of these countries are allowed to come work in Canada if they work for companies that have ties with Canada.
They are also allowed to come in for business and other related purposes.
And if you stay in Canada for long you can apply for residency.
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Other privileges you can enjoy include:
-Apply for a work permit without a job offer
-Apply for a study permit
-Get a faster decision on your application
-Enter Canada without a visa
If you move to Canada using the International Experience Canada
The international experience Canada is a program that allows young adults from eligible countries to come to Canada and work for up to two years.
This option is open to people from countries like Mexico, Chile, Japan, and other European union members.
You must be between the age of 18 to 35 with exceptions among very few countries.
There are a few different ways (mainly three IEC are obtainable) to participate in the IEC program, and each way has its own set of requirements.
But the basic idea is that you apply for a work permit that allows you to work in Canada for up to two years.
You can also apply for a study permit, which allows you to study in Canada for up to four months.
If you move to Canada as a refuge
If you’re a refugee, you may be able to immigrate to Canada without having to provide proof of funds.
This means that you won’t need to show that you have enough money to support yourself once you arrive in Canada.
But, you must be referred by either the UNHCR, a recognized referral organization, or a private sponsoring organization for resettlement, you cannot make a direct application to Canada.
If you are not being referred for resettlement by any organization, you can make a refugee claim at a port of entry or online if they are already in Canada.
After making your claims, Officials from the IRCC or the CBSA will decide if you qualify for a referral to the Immigration and Refugee Board for a hearing.
Will Canada accept me as a refugee?
Yes, Canada through its refugee protection laws will accept you as a refugee if you have a legitimate fear of persecution in your country, as well as if you are abroad and are unable to return due to fear.
There are a lot of different factors that go into whether or not Canada will accept you as a refugee.
The first thing you need to do is fill out an application and submit it to the government.
See also: How long can you stay out of Canada if you are a Permanent Resident
They will then review your application to see if you meet the basic requirements.
If you do meet the requirements, your application will then be sent to the Immigration and Refugee Board of Canada (IRB).
The IRB will review your application and decide if you are eligible to come to Canada as a refugee.
There are a lot of different factors that the IRB will take into consideration, such as the situation in your home country and whether or not you have family in Canada.
They will also look at your circumstances to see if you are at risk of being persecuted in your home country.
If you are visiting Canada on a visitors visa
A visitor visa is issued by the Government of Canada to allow you to stay in Canada for a temporary visit.
The purpose of your visit is usually for tourism, visiting family or friends, business, or medical treatment.
With a visitor visa, you can stay in Canada for up to six months or less.
Before leaving for home, this could be an opportunity to contact prospective companies about employment.
If you move to Canada as a child to a permanent resident or citizen
You can move to Canada without proof of funds if you are moving as a child to a permanent resident or citizen.
This is because the Canadian government does not require children under the age of 18 to have proof of funds when immigrating to Canada.
However, you will need to provide other documentation, such as a birth certificate, passport, and travel documents.
In addition, your parents or guardian must provide proof that they can cater to your needs while you are in Canada.
If you are over the age of 18, you will need to provide proof of funds to the Canadian government.
Can I go to Canada without proof of funds?
You can’t go to Canada without proof of funds unless you use the Canadian Experience Class program, you are being sponsored by your spouse, you have got a fully funded scholarship, you are going on invitation, you are a live-in caregiver, your country of origin has a trade agreement with Canada, you are going through the IEC program or if you already have a job offer from a Canadian employer.
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Else, you need to provide proof that you have enough money to cater for yourself during your stay in Canada.
How can I move to Canada cheaply?
If you intend to move to Canada on a budget, you may want to:
- Use a cost comparison website to find the cheapest flight. Make sure to include options like flying into a nearby city and taking a bus or driving to your final destination.
- You can look for apartments in smaller towns or areas with lower rents.
- Try to find a furnished apartment or sublet for your first few months. This will save you money on furniture and other household items.
- Additionally, try to find a place that includes utilities in the rent to save money on bills.
- Get a food box subscription. This will help you save money on groceries and eat healthy, home-cooked meals.
- Use a ride-sharing service or bike whenever possible. Public transportation in Canada is very efficient and affordable.
How much money do immigrants need to come to Canada?
The amount of money an immigrant needs to come to Canada depends on several factors, including the immigrant’s family size, the region they are immigrating from, and their financial situation.
Typically, immigrants will need to have enough money to cover the cost of their airfare, as well as any other travel expenses such as visas, vaccinations, and insurance.
They will also need to have enough money to cover the cost of accommodations and food for their first few weeks or months in Canada.
In addition to these expenses, immigrants will also need to have enough money to support themselves and their families while they are looking for work and getting settled in Canada.
The amount of money required for this will vary depending on the size of the family and the region they are immigrating from.
Overall, you need a lot of money to come to Canada if you are coming with your family members and/or plan to stay long.
Conclusion
It is almost impossible to move to Canada with no money, at least you need money for logistics and handling of your papers
In addition, you also need to provide proof of available funds to sustain you throughout your stay in the country according to IRCC.
The only exception is when you are moving to Canada by invitation, through the Canadian Experience Class, through scholarship, as a live-in caregiver, through spousal sponsorship, through trade agreements, using the International Experience Canada, as a refuge, a visitor or you already have a job offer.
See also: Things you need to know before coming to Canada to study
See also: Are Canadians afraid of the dark
See also: How to find a sponsor to fund your dream of studying in Canada
Generally, you need money to move to Canada.
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